Auto & Personal

Apply OnlineNNMECU has a wide variety of loan products to suit your financial needs.
And with Earned Rate Lending (ERL), our low rates will definitely fit your budget!


Auto Loans

Looking for a new set of wheels?   NNMECU offers loans for both new & used vehicles AND motorcycles.  We are pleased to offer some of the lowest rates around to put YOU in the driver’s seat!  Rate discounts available for Premier Members* and qualifying credit scores.

To get started, apply NOW to get pre-approved.  That way, you’re working with the dealer on a “cash” deal.  When you’ve found the car of your dreams, simply bring us the following information from the dealer:

  • If NEW, a buyer’s order & the invoice OR window sticker.
  • If USED, a buyer’s order & “book out” sheet.   For quality used cars at affordable prices, we encourage you to check out Enterprise Car Sales!  With their NEW PENINSULA LOCATION, shopping for that car has never been so convenient!

Have a car in mind and want to know the MSRP or Blue Book Value?  Visit NADA for new & used vehicle information.

*To qualify as a Premier Member, member must have an active checking account, debit card w/Overdraft Protection, Direct Deposit, and $10,000 in loans AND $1,000 in deposits OR $10,000 in deposits.**

**excludes checking account balances


Personal Loans

Vacation Loan Special – Back by popular demand, you can borrow and save 50% off of the rate that you normally qualify for. Repayment terms are 12 months.

Vehicle repairs, vacation, school supplies, home improvements, the list goes on.  Whatever your need, we can help.  Our Personal Signature loans have a wide range of terms to fit your budget.

Enjoy the freedom of a Flex Line of Credit – a revolving personal line of credit that allows you to use it over and over again without re-applying.   Access your FLEX-LINE at any NNMECU teller window or through online banking.  Convenient repayment options and best of all, you only pay interest on what you borrow, not the whole credit limit.  If you don’t use it, you don’t pay anything!   Whenever you need it, it’s there for you!

Stuck in the Payday Lending rut?  Take advantage of the PASS Program.  PASS stands for Payday Alternatives and Savings Solutions and is designed for members who’ve gotten caught up in Payday Lending or have been met with an unexpected expense.  PASS offers a small short term loan with an accompanying special savings account.

For information on these or any of our many loan products, click here or call us at 757-249-1003.