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Loan Central

NNMECU has a wide variety of loan products to suit your financial needs.  And with Earned Rate Lending (ERL), our low rates will definitely fit your budget!

What is Earned Rate Lending (ERL)?  ERL is exactly that - the rate you earn based on your credit worthiness determined by your credit score.  Your credit history plays an important role in determining your loan rate.  Members who have worked to build and maintain a good credit history are rewarded with lower loan rates.  Members will past financial problems may not receive as low a rate as a member with a solid credit history, but NNMECU will work with you to improve your credit rating, so you can enjoy the rewards of good financial health. 

Auto Central

Looking for a new set of wheels?   NNMECU offers loans for both new & used vehicles AND motorcycles.  We are pleased to offer some of the lowest rates around to put YOU in the driver's seat!  Rate discounts available for Premier Members* and qualifying credit scores.

To get started, apply NOW to get pre-approved.  That way, you're working with the dealer on a "cash" deal.  When you've found the car of your dreams, simply bring us the following information from the dealer:

If NEW, a buyer's order & the invoice OR window sticker.

If USED, a buyer's order & "book out" sheet.   For quality used cars at affordable prices, we encourage you to check out Enterprise Car Sales!  With their NEW PENINSULA LOCATION, shopping for that car has never been so convenient!

Have a car in mind and want to know the MSRP or Blue Book Value?  Visit NADA for new & used vehicle information.   

*To qualify as a Premier Member, member must have an active checking account, debit card w/Overdraft Protection, Direct Deposit, and $10,000 in loans AND $1,000 in deposits OR $10,000 in deposits.**

**excludes checking account balances

Mortgage Central

There's no place like home and NNMECU can help you find yours or make improvements to the one you already own!  Our mortgage products include 1st mortages and Home Equity Lines of Credit! We offer fixed rate mortgages up to 30 years as well as an Adjustable Rate Mortgage (ARM). 

Our Home Equity Line of Credit is also an attractive option for homeowners wanting to put their home to work for them.  It carries a variable rate (based on the Wall Street Prime Rate + 0) and is subject to change quarterly.  In return, you have access to a line of credit to be used however you'd like!

For information on any of our mortgage products, please contact Virginia Barrow at (757)249-1003, ext. 303.

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